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In his Fort Collins home, Tim Owens holds an itemized bill for a hospital visit last month Tuesday, Feb. 7, 2006. One emergency room visit ran him more than $76,000 dollars. Owens does not have health care. The highlighted numbers are charges Owens is disputing or saying he did not receive. (DAVID M. BARREDA / ROCKY MOUNTAIN NEWS) **Tim Owens (cq) (2/7/06)

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