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Aaron Holder, (cq) 33, outside Colorado Personal Resources, 3000 Jamaica Court, Aurora, Colo., Friday September 30, 2005. He is employed as a Medical Recruitment Specialist. Just two weeks before his health care kicked in he needed emergency gall bladder surgery. He was forced to pay the medical bills, which reached $50,000 and put him over the edge. He's one of the many Coloradoans who has filed bankruptcy in recent months. After mid-October a new law will make it harder and costlier to file. (Photo by STEVEN R. NICKERSON / ROCKY MOUNTAIN NEWS)**Aaron Holder **

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