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(NYT48) NEW YORK -- December 5, 2005 -- VERIZON -- Verizon's chief executive, Ivan Seidenberg, during an interview in Manhattan on Dec. 2, 2005. Verizon Communications, the nation's second largest phone company, said yesterday that it would stop making contributions to the guaranteed pension plan covering 50,000 of its managers and offer them 401 (k) plans instead. (Earl Wilson/The New York Times)

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